This is an ideal account for small investors who are building their savings for the future.

Features:

• No monthly fee if a minimum daily balance of $100 is maintained
• Preauthorized transfers limited to six per statement cycle
• Interest bearing

Interest:

• Interest is accrued daily and paid quarterly on the daily average collected balance.

Fees:

• Accounts with balances falling below the required minimum will incur a monthly maintenance fee of $1.
• An excess-activity fee of $1 will be charged for each withdrawal in excess of three per month.