I hope this message finds you surrounded by the warmth of the holiday season. As the year draws to a close, I want to take a moment to extend warm wishes to you and your loved ones. May this holiday season bring you joy, laughter, and the opportunity to create lasting memories with those closest to your heart.

As we approach a new year, it is also a time for reflection and gratitude. I want to express my sincere appreciation to you for choosing Pinnacle Bank as your trusted banking partner. Our customers are at the heart of our mission and your confidence in us is the driving force behind everything we do. We are truly grateful for the opportunity to serve you and be an integral part of your community, every day.

On behalf of the entire Pinnacle Bank team, Merry Christmas and Happy New Year. We look forward to serving you in 2024 and beyond.

Sincerely,